Which verifications does FinHub cover?

100+ APIs in the catalogue today, across identity (PAN, Aadhaar, voter ID, driving licence, passport, CKYC), bank accounts and IFSC, GST, company and MSME registrations, vehicles, employment, bank statements, OCR and face match. The most-used 73 have their own pages under the API Platform.

Is ConsentGuard a registered Consent Manager?

No. A Consent Manager is a separate entity registered with the Data Protection Board. ConsentGuard is the consent management system a Data Fiduciary, such as a bank or NBFC, runs inside its own business.

Is FinHub's video KYC an RBI V-CIP?

Not on its own. RBI's V-CIP is a live video interaction run by a trained official of the regulated entity. Intelli VKYC is an assisted flow: the applicant completes DigiLocker, PAN capture and liveness in the browser, and your auditor reviews and decides. The Video KYC page maps each V-CIP requirement to what FinHub covers and what stays with you.

Where is data hosted?

FinHub's services run on AWS in the Mumbai region (ap-south-1). Video KYC applicants must connect from an Indian IP address.

How is FinHub priced?

Verification APIs are billed per call in credits, with the rate set by your volume band. Video KYC, ConsentGuard and the conversation products are quoted for your volumes. The pricing page shows how each bill is built.

Onboarding and compliance for BFSI

KYC, consent and video KYC on one audit trail

Verification APIs, DPDP consent management, video KYC and Aadhaar masking for India’s banks, NBFCs and insurers, behind one integration, so the record an examiner asks for already exists.

Book a demo Browse the APIs

100+ KYC, verification and OCR APIs, one API key
DPDP consent, video KYC and Aadhaar masking on the same platform
Runs on AWS in Mumbai, built by HabileLabs in Jaipur

Screenshot of the FinHub customer portal: the usage summary filtered by API type, with Digilocker, document masking, GST, ITR and MSME APIs listed, a usage chart and the usage log table. — Screenshot · FinHub customer portal, usage by API

2.8 lakh
Aadhaar documents masked in one week, with no data leaving the bank
Utkarsh Small Finance Bank
373
branches' loan documents brought into one central, Aadhaar-masked archive
Aavas Financiers
1.5 million
documents Aadhaar-masked offline, inside the lender's own network
Choice Finserv

Built and run by HabileLabs

HabileLabs is an AWS Advanced Tier Services Partner, based in Jaipur. FinHub runs on AWS in the Mumbai region.

Lenders and banks using FinHub products

Prüfens Advisory

What FinHub does

Three jobs every lender's onboarding has to get right

Verify the person, record their consent, and keep the evidence. FinHub does each one, and keeps them together.

A loan officer at his desk checking a borrower's identity details on a verification screen.

KYC and verification APIs

Check every applicant against the source, in one call each

PAN, Aadhaar, bank accounts, GST, company and Udyam registrations, vehicles and documents, through one API key and one customer portal.

100+ APIs in the catalogue, 73 of them with their own page, fields and sample response
Penny drop and name match on a bank account before you disburse to it
Usage, results and credits for every call in the portal, with logs you can download

Browse the API catalogue How pricing works

A customer holding a phone with a mobile banking sign-in screen, a bank card in the other hand.

ConsentGuard

Consent you can produce when the Data Protection Board asks

ConsentGuard captures purpose-linked consent under the DPDP Act and keeps every version, withdrawal and request on the record. The Rules' main obligations apply from 13 May 2027.

Notices in English and the 22 languages of the Eighth Schedule
A portal where customers withdraw consent, raise rights requests and grievances
Data discovery, data mapping and DPIA in the same console

See ConsentGuard Read the DPDP guide

Two people reviewing annotated paper documents between their laptops.

Video KYC

Video KYC with a reviewer's decision on every case

Applicants verify in the browser from a link. Your auditor sees the evidence side by side and makes the call.

Aadhaar from DigiLocker and the PAN card captured and read in one session
Liveness from three prompted actions, with India-only IP, VPN and recorded-consent checks
Approval or rejection recorded against the auditor who made it

See Intelli VKYC How it maps to RBI's V-CIP rules

Customer story

Utkarsh Small Finance Bank masked 2.8 lakh Aadhaar documents in one week

The bank needed Aadhaar numbers masked across its whole document repository, offline, with nothing leaving its network. FinHub's masking model, trained from 200 sample files, ran in a secured Docker deployment on the bank's own server.

documents processed: 2.8 lakh; documents processed
to complete the repository: 1 week; to complete the repository
masking accuracy, as the bank reported it: 99%; masking accuracy, as the bank reported it

Read the Utkarsh story

Figures from the bank's case study.

Illustration for the Utkarsh Small Finance Bank case study: an Aadhaar card being verified and a KYC status marked completed in a banking app.

One platform

Every check lands on the same record

Most lenders run KYC with one vendor, consent in a spreadsheet and video KYC with another. On FinHub they run on one platform, so the evidence for a customer is in one place when an auditor asks.

Verification APIsPAN, Aadhaar, bank account, GST, CIN, Udyam, OCR
ConsentGuardPurpose-linked consent, withdrawals, rights requests
Video KYCDigiLocker identity, PAN capture, liveness, review
Aadhaar MaskingAadhaar numbers covered before documents are stored

Customer record · audit trail

Illustration

10:41:58consent.capturedpurpose loan-onboarding · notice hi-IN v3
10:42:03pan.verifyABCDE****F · name match
10:42:05bank.penny_dropXXXX4821 · name match
10:47:31vkyc.livenesswave, blink, head turn · passed
11:02:14vkyc.reviewapproved · auditor #07
11:02:15aadhaar.maskXXXX XXXX 5510 · stored

Invented values, in the shape one onboarding takes on the record.

Hosted in India
FinHub's services run on AWS in the Mumbai region. Video KYC admits applicants only from Indian IP addresses.
One integration
One API key for the whole catalogue, and one portal for usage, logs and credits.
Precise about DPDP
ConsentGuard is consent management for Data Fiduciaries. It is not a registered Consent Manager, and we say so.
Honest about certificates
FinHub does not yet hold an ISO 27001 or SOC 2 certificate. We share the security documentation a vendor-risk review asks for.

The suite

Start with one product, add the rest on the same platform

FinHub's own products are verification, video KYC and ConsentGuard. Aadhaar Masking, DocuSwift, Learnify and OZOO.ai are HabileLabs products with their own sites.

Verify

Know who you are dealing with before money moves.

Comply

Prove consent and protect Aadhaar data under the DPDP Act.

Documents and training

Keep the files and the training records an examiner asks for.

Conversations

AI voice, chat and call analysis for lenders, from OZOO.ai.

Built by HabileLabs and sold as OZOO.ai.

FAQ

Questions buyers ask first

Straight answers on coverage, consent, video KYC, hosting and price.

FinHub is HabileLabs' onboarding and compliance platform for Indian BFSI: KYC and verification APIs, video KYC, ConsentGuard for DPDP consent, and Aadhaar masking, run on one platform so the record of each check is in one place.

See FinHub on your own onboarding journey

A 30-minute call with a HabileLabs solutions engineer: your journeys, the checks they need, and how FinHub would run them.

Book a demo See pricing

Or write to info@habilelabs.io.